Preferred Lenders
Here To Help
At Lowder New Homes, we strive to do everything we can to help you get your dream home. That’s why we align ourselves with lending partners who work with us to provide the best deals for you. Our Preferred Lenders participate in our buyer incentive program and can help you tailor a plan for your specific needs. Talk with one of our agents or Preferred Lenders to see what deal works best for you.
Our Preferred Lenders
How to Get Pre-approved for a Mortgage
A pre-approval letter helps a potential homebuyer know the range of homes for which they qualify for a mortgage and assures they could qualify to purchase the house they love as their home. Any of our Preferred Lenders will be able to help you walk through the mortgage approval process, which begins with a pre-approval letter from the lender. The pre-approval letter is a written statement determined by the lender based on certain criteria from you and other sources that shows your maximum mortgage payment ability. Pre-approval letters are subject to modification or cancellation if your financial situation or other conditions change, and do not guarantee a mortgage. A pre-approval letter is not an offer to lend, a commitment to make a loan, or a guarantee of specific rates or terms, and is not an application for credit.
Does a Pre-approval Letter Impact My Credit Score?
Although a lot of homebuyers are concerned about a pre-approval letter impacting their credit score, talk to the Preferred Lender and request a "soft-pull credit report" that will not impact your credit score at all.